Fleetwood Plc currently sells its goods for cash on delivery. However, the financial manager is looking to optimize the working capital management of the company. The firm will be offering credit terms of 2/10 net 30, the manager estimates offering credit can increase sales for Fleetwood by 4% without significant costs. If the interest rate is 6% and the profit margin is 5% would you recommend offering credit? Assume all customers take the cash discount