Florida Company (FC) and Minnesota Company (MC) are both service companies. Their stock returns for the past three years were as follows: FC: 5 percent, 15 percent, 20 percent; MC: 8 percent, 8 percent, 20 percent. Calculate the mean return for each company.

a. FC: 12 percent; MC: 6 percent

b. FC: 10 percent; MC: 12 percent

c. FC: 20 percent; MC: 32 percent

d. None of the options are correct.