Following data pertains to Castle State Bank. Balance Sheet: Cash 96.543, Securities 593.776, Net loans 1177.165, Net premises 309.319; Deposits 1090.7, Non-deposit borrowings 808.11, Common stock $11.824, Surplus $126.014; Income Statement: Interest Income 403.066, Interest expense 214.276, Noninterest income 48.962, Noninterest expense 102.864, Provision for loan losses 59.247, Securities gains (losses if negative) 11.011, Taxes 48.481. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet