Following data pertains to Local Community Bank. Balance Sheet: Cash 100.651, Securities 603.113, Net loans 1177.611, Net premises 302.184; Deposits 1095.187, Non-deposit borrowings 817.464, Common stock 10.207, Surplus 122.508, Undivided profits (i.e., retained earnings) 138.193; Income Statement: Interest Income 404.236, Interest expense 201.633, Noninterest income 51.74, Noninterest expense 96.999, Provision for loan losses 61.383, Securities gains (losses if negative) (-7.801), Taxes 49.266. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Blank 1. Calculate the answer by read surrounding text.