= Following is a table for the present value of $1 at compound interest: Year 6% 0.943 0.890 0.840 0.792 0.747 1 0.909 0.826 0.751 0.683 0.621 Following is a table for the present value of an annuity of $1 at compound interest: 10% 0.909 1.736 2.487 3.170 3.791 2 3 4 5 Year 1 2 3 4 5 6% 0.943 1.833 2.673 3.465 4.212 10% 12% 0.893 0.797 0.712 0.636 0.567 a $57,818 b. $14,445 c. $18,239 d. $12,457 12% 0.893 1.690 2.402 3.037 3.605 Using the tables provided, the present value of $18,239 (rounded to the nearest dollar) to be received 4 years from today, assuming an earnings rate of 10%, is