following the same order, answer this You are considering two ways of financing a spring break vacation. You could put it on your credit card, at 12 % APR, compounded monthly, or borrow the money from your parents, who want an interest payment of 10 % every six months. Which is the lower rate? (Note: Be careful not to round any intermediate steps less than six decimal places.) Question content area bottom Part 1 The effective annual rate for your credit card is