For a fully continuous 5-year deferred whole life insurance of 1000 , you are given: (i) If death occurs during the deferral period, premiums are refunded without interest. (ii) x+t=0.02 for t0. (iii) =0.04 (iv) Premiums are payable for life. Calculate the net premium. (A) 14.82 (B) 14.89 (C) 14.96 (D) 15.00 (E) 15.05