For an . Bank Performance Analysis

Analytical review. using the Bloomberg terminal , create tables and graphs about Sumitomo Mitsui Financial Group which includes:

- Historical review as a comparison to the peers - Trend analysis of required ratios over the last five years - Define strengths and weaknesses to detect in the banks performance - Summary Table of ratios in Appendix

Interpretation of ratios

Group into categories

- CAMELS rating analysis

- Efficiency Ratio

Those are the two basic types of analyses - most used, as each can be used for some financial companies. It is the main ratio that students must discuss in their report.

Peer Analysis

It is essential to select competitors (peers) in the same sector to analyse the bank strategy and financial position. A peer group is usually defined based on common characteristics, such as bank size and specialisations (co-operative, savings, commercial, and investment banks).

There are some critical steps to select competitors (peers):

-

determine the main peer group

- if you are going to focus on the global market, then you should compare its peers in a global scale as well.

- if you are looking at a specific country level (for instance the UK market), you should compare your peers market share in this country.

- a helpful tool to find your competitors is Key Competitors (Peer Analysis) in Bloomberg terminal (function RV).