For each of the following situations, identify if the loss is covered by Alan's personal auto policy. If the loss is covered, identify which part of Alan's PAP will cover all or a portion of the loss. Alan's policy has liability coverage, medical payments coverage, uninsured motorists coverage, collision coverage, and other-than-collision coverage.

Alan's son, age 16, is driving the family car, runs a red light, and kills a pedestrian. The deceased pedestrian's family sues and is awarded damages of $500,000.

[ Choose Options ]

Medical Payments

Collision

Uninsured motorists

Liability - Bodily Injury

Other-than-collision

Liability - Property Damage

Not covered

Put options as following

1. Alan's son drives a family car on a date. He gets drunk, so his girlfriend drives him home. The girlfriend negligently injures another motorist, who has bodily injuries of $200,000.
2. Compact discs valued at $500 are stolen from Alan's car.
3. Alan accidentally injures another golfer while driving a rented golf cart. The other golfer sustains bodily injuries of $10,000.
4. Alan negligently injures another motorist while driving a cement truck for a construction company he works for. The other motorists sues Alan for $25,000.
5. Alan's wife goes shopping at a supermarket. When she returns to her car, she finds that the left rear fender has been damaged by another driver who did not leave a note. The cost of repairs is $2,000.
6. A thief breaks a car window to steal items in a car. The cost to repair the window is $400. (Only consider the loss due to the broken window)
7. Alan hits a deer while it is crossing the road with his car. The cost to repair the car is $2,500.
8. Alan dropped his car off to get new tires. While the mechanic was road testing the car, the mechanic injures another motorist and is sued for $50,000.
9. Alan is walking across the street in a crosswalk and it struck by a motorist who fails to stop. He has bodily injuries in the amount of $15,000.
10. Alan's wife is driving the family car in a storm. She loses control of the car on an icy street and smashes into the foundation of a house. The property damage to the house is $30,000.
11. Alan's wife is driving the family car in a storm. She loses control of the car on an icy street and smashes into the foundation of a house. The damage to the family car is $8,000.
12. Alan's wife is driving the family car in a storm. She loses control of the car on an icy street and smashes into the foundation of a house. Alan's wife has medical expenses in the amount of $8,000.
13. Alan borrows a friend's car to go to the supermarket. He fails to stop at a red light and negligently smashes into another motorist. The other driver's car is totally destroyed in the accident and is valued at $15,000.
14. Alan borrows a friend's car to go to the supermarket. He fails to stop at a red light and negligently smashes into another motorist. Repairs to his friends car are $5,000.
15. Alan borrows a friend's car to go to the supermarket. He fails to stop at a red light and negligently smashes into another motorist. The other driver has medical expenses of $4,000.
16. Alan's son, age 16, is driving the family car, runs a red light, and kills a pedestrian. The deceased pedestrian's family sues and is awarded damages of $500,000.