For financial institutions, following many accounting scandals / frauds, the governance of the finanei

sector has changed over time:

(a) What is Compliance within financial institutions?

b) How has regulatory compliance developed over time and what dynamics helped in the

process of its development?

c) what have boards and executive management teams of listed companies done, increasinply

over the last 30 years in the major stock markets, to monitor risk and to manage oversight of the financials of a company particularly?

(d) What is a management or board's risk appetite?

(e) What risks generally face most companies?

(f)What risks might become more important in the future and are there current specific risks

chat companies face? If there are urgent risks to profitability, what might companies do to

limit the risks and ensure the maximization of profitability and give explanations/examples?

Help urgently please