For how long will Prasad have to make payments of $$191$ at the end of every three months to repay a loan of $$2610$ if

interest is $4\%$ per annum compounded annually? State your answer in years and months $($from $0$ to $11$ months$).$

He will have to make payments for $3$ year$($s$)$ and $8$ month$($s$).$