For Question 2 Not really sure what I'm doing wrong but I keep getting 2,589.60 for my answer. not sure if I'm miscalculating the annuity.

b) How much will your friend have in his account? Q2) You currently have $4, 134 in a retirement savings account that earns an annual return of 06.00%. You want to retire in 47 years with $1,000,000. How much more do you need to save at the end of every year to reach your retirement goal? Q3) You currently owe $2, 191 to your credit card that charges an annual interest rate of 22.00%. You make $105 of new charges every month and make a payment of $150 every month. What will your credit card balance he in three months