For questions 1-5 refer to Chapter 14 Section 3 (including the CLEAR IT UP selection titled: What Led to the 2008-2009 Financial Crisis) 1. What is securitization? 2. Why do banks securitize mortgage loans? 3. What is seen as an advantage to local home buyers when a local bank securitizes mortgage loans? 4. What is the downside of banks securitizing mortgage loans? 5. What is asset-liability time mismatch and what threat does it pose to banks