For Singtel

1. What long term borrowings are available to the company (e.g., bonds, long term loans)? Provide information on terms (e.g., coupon rates, maturity period for bonds, interest rates and term period for loans).

1. Describe the types of shares held by the company. What can you say about the history of company share issues, retained earnings and payment of dividends? Are they following any specific policies for these? (please refer notes to the accounts in the annual reports). (might have to do some research) (management discussion and analysis - maybe in the annual report)