For the following questions, you should use the following Life Table and 5% p.a. interest. You may assume that all deaths are independent events.

Age x	lx
70	150
71	140
72	125
73	105
74	80
75	50
76	40
77	30
78	20
79	10
80	0

Mary is now age 72 exactly. She has just purchased a term insurance policy which will pay a sum insured of $200,000 at the end of the year of death, as long as she dies before the end of 5 years.

What is the present value of the expected value of payments?