For the jobs below please create for me two amazing cover letter based on my attached job experience and bio and make them great essays to help me stand out, thanks!

My job experience:

Substitute Teacher

Mar 2024 - Present 9 mos

Took attendance in accordance with school procedures

• Taught provided lesson plan
• Maintained a functioning classroom
• Helped pupils with their learning, often with a particular focus on maths, reading and writing, (elementary, middle school, and high school) Supervised group activities
• Set up equipment for lessons and keeping classrooms safe and tidy Helped develop programmes of learning activities and adapting appropriate materials Motivated and encouraging pupils Monitored and recording children's behaviour and progress Helped with school events, trips and activities
• Took attendance in accordance with school procedures Taught provided lesson plan Maintained a functioning classroom Helped pupils with their learning, often with a particular focus on maths, reading and writing, (elementary, middle school, and high school) Supervised group activities Set up equipment for lessons and keeping classrooms safe and tidy Helped develop programmes of learning activities and adapting appropriate materials Motivated and encouraging pupils Monitored and recording children's behaviour and progress Helped with school events, trips and activities

Financial Analyst Internship (Full-time)

Financial Analyst Internship (Full-time)

Full-time

Dec 2022 - Present 2 yrs

• Analyzed business and financial data.
• Created financial models bases on analyses to support organizational decision-making.
• Developed financial plans and reports for organizational leaders.
• Analyzed industry trends and makes recommendations based on those trends.
• Evaluated capital expenditures and depreciation. Developed automated reporting and forecasting tools for more efficient use of data. Performed other related duties as assigned. Identified trends in financial performance and provided recommendations for improvement Coordinated with other members of the finance team to review financial information and forecasts
• Analyzed business and financial data. Created financial models bases on analyses to support organizational decision-making. Developed financial plans and reports for organizational leaders. Analyzed industry trends and makes recommendations based on those trends. Evaluated capital expenditures and depreciation. Developed automated reporting and forecasting tools for more efficient use of data. Performed other related duties as assigned. Identified trends in financial performance and provided recommendations for improvement Coordinated with other members of the finance team to review financial information and forecasts

Customer Service Representative (Kroger)

Dec 2023 to Mar 2024 4 mos

• Answered customer inquiries and provided accurate information regarding products and services.
• Provided excellent customer service to resolve customer complaints in a timely manner.
• Gathered customer feedback through surveys and used the data to improve customer service.
• Assisted customers with product selection, ordering, billing, returns, exchanges and technical support.
• Maintained detailed records of customer interactions, transactions and comments for future reference. Performed administrative tasks such as filing paperwork, updating databases and generating reports. Resolved complex problems by working with other departments to provide solutions that meet customer needs. Identified areas of improvement in customer service processes and suggested changes accordingly. Developed strong relationships with customers by providing personalized assistance and support. Tracked orders from start to finish to ensure timely delivery of goods or services. Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service. Answered incoming calls and emails, providing frontline customer support or assistance with product and service transactions. Remained calm and professional in stressful circumstances and effectively diffused tense situations. Answered inbound calls, chats and emails to facilitate customer service. Developed strong customer relationships to encourage repeat business. De-escalated problematic customer concerns, maintaining calm, friendly demeanor. Asked probing questions to determine service needs and accurately input information into electronic systems. Informed customers about billing procedures, processed payments, and provided payment option setup assistance.
• Answered customer inquiries and provided accurate information regarding products and services. Provided excellent customer service to resolve customer complaints in a timely manner. Gathered customer feedback through surveys and used the data to improve customer service. Assisted customers with product selection, ordering, billing, returns, exchanges and technical support. Maintained detailed records of customer interactions, transactions and comments for future reference. Performed administrative tasks such as filing paperwork, updating databases and generating reports. Resolved complex problems by working with other departments to provide solutions that meet customer needs. Identified areas of improvement in customer service processes and suggested changes accordingly. Developed strong relationships with customers by providing personalized assistance and support. Tracked orders from start to finish to ensure timely delivery of goods or services. Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service. Answered incoming calls and emails, providing frontline customer support or assistance with product and service transactions. Remained calm and professional in stressful circumstances and effectively diffused tense situations. Answered inbound calls, chats and emails to facilitate customer service. Developed strong customer relationships to encourage repeat business. De-escalated problematic customer concerns, maintaining calm, friendly demeanor. Asked probing questions to determine service needs and accurately input information into electronic systems. Informed customers about billing procedures, processed payments, and provided payment option setup assistance.

Below is some bio information, I have a bachelor in business admin in management and will have a masters by next august 2025, I am us department of state member, 4.0 masters gpa, 3.98 bachelor gpa, hard-working and super ambitious student and person who wants to grow professionally and enhance my knowledge and innovate as well

Driven by a passion for diplomacy and innovation, I am currently pursuing an MBA in Business Administration with a concentration in Management. As a finalist in the prestigious IREX Global Solutions Contest, I've showcased my commitment to crafting creative solutions for complex global challenges.

Graduating summa cum laude with a 4.0 GPA exemplifies my dedication and ambition. My journey in international relations as a member of the U.S. Department of State has honed my ability to navigate intricate challenges while fostering collaboration among diverse stakeholders. I am eager to leverage this experience within the business sector, contributing to transformative projects that emphasize sustainability and social responsibility.

Currently, I am enhancing my financial acumen as a Financial Analyst Intern at 2CMD Inc, where I analyze business and financial data, create financial models, and develop insightful reports to inform organizational decision-making.

As I advance in my studies, I am particularly interested in how innovative technologies and strategic management practices can reshape industries and improve operational efficiencies. I thrive in collaborative settings that promote creativity and problem-solving, and I am excited to connect with like-minded professionals who share a vision for a dynamic and innovative future.

Let's connect and explore opportunities for collaboration in driving meaningful change!

2025 Quantitative Analytics Summer Associate Program

Short Job Description We are looking for innovative problem-solvers with a passion for developing complex solutions that support our global business.

Intro Marketing Language

At JPMorgan Chase, we're creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you are passionate, curious and ready to make an impact, we are looking for you. Spend your internship working alongside our top tier professionals, driving innovation through financial engineering, derivatives modeling, asset and liability management and risk management. You'll help develop or validate mathematical models, methodologies and tools used throughout the firm while gaining in-depth insight into the world of risk modeling, investment banking and the financial services industry.

Job Summary

As an Associate in the 2025 Summer Internship Program, you will be joining the Quantitative Analytics Associate Program. Summer Associate Internship Program begins in June, depending on your academic schedule. Your professional growth and development will be supported throughout the internship program via project work related to your academic and professional interests, mentorship, engaging speaker series with senior leaders and more. Full-time employment offers may be extended upon successful completion of the program.

About our Teams Our quantitative analytics teams cover a wide variety of skillsets and projects across JPMorgan Chase. Please take a look at each group below to gain a better understanding of which skillsets and groups align best for you.

Wholesale Credit

The Wholesale Credit Quantitative Research team is responsible for developing and implementing forecasting and credit rating models across wholesale businesses. The team works across the Commercial & Investment Banking, Consumer & Business Banking Bank and Asset Management, and will be partner with other functions including Risk, Finance, Model Risk & Development, Technology, and the Regulatory Capital Management Office. The models and research developed by the team is leveraged for external by the firm's risk and finance functions to measure and monitor various trends related to wholesale credit risk.

Quantitative Balance Sheet Strategy (QBSS)

QBSS is a firm-wide community of teams responsible for best-in-class quantitative analytics supporting JPM's Corporate Treasury efforts around the Firm's Asset & Liability Management (ALM) and balance sheet strategy.

QBSS consists of several teams which include ALM, Research, Capital strategy and Liquidity strategy teams with Treasury and Chief Investment Office (TCIO) as well as Quantitative Analytics and Strategy teams within Treasury teams of the Firm's Lines of Business (LOBs).

The Firm's ALM and balance sheet strategy efforts supported by QBSS include interest rate risk modelling, internal transfer pricing and capital allocation frameworks, industry leading research on financial money flow, investment portfolio strategy, firm-wide balance sheet optimization efforts and surveillance of balance sheet strategy trends across the banking industry.

The scope of our quantitative analytics efforts spans the entire Firm's balance sheet which is one of the largest commercial bank balance sheets in the world. This includes management of ~$0.5T cash holdings, ~$1.3T loans, ~$0.6T investment portfolio, ~$2.4T deposits and ~$0.6T funding and capital position.

Consumer Credit Banking (CCB)

CCB businesses rely on model: (1) to decision new credit applications or additional credit request; (2) to assist in efficient fraud detection; (3) to quantify loss reserve and to estimate future credit loss. CCB Risk Modeling is responsible for developing those models based on internal/external historical data.

Model Risk Governance Review (MRGR)

Model Risk Governance and Review (MRGR) provides oversight of the firmwide Model Risk policy, guidance with respect to a model's appropriate usage, and conducts independent reviews of models across the firm.

MRGR is composed of six distinct units as follows:

• CIB Trading MRGR - Responsible for all front office pricing and valuation models in CIB, in addition to models used for e-trading.
• CIB ex-trading and CB MRGR - Responsible for VaR and Market Risk Capital, Counterparty Credit Risk and XVA, Wholesale Loss Forecasting and CIB Data Science.
• CCB MRGR - Responsible for CCB models.
• AWM and CTC MRGR - Responsible for AWM, CIO, Treasury and Corporate including deposit and SIRR models, MEVs, compliance models and other corporate models.
• MRGR COO - Responsible for MRGR operational processes, technology, review strategy and planning, project management of audits and regulatory commitments, and reporting.
• Policy, Practice and Governance - Responsible for policies, procedures, standards, and cross-LOB governance activities.

JPMorgan Chase & Co. (NYSE: JPM) is a leading financial services firm with operations worldwide. With over 55,000 technologists globally and an annual tech spend of $15 billion, JPMorgan Chase is dedicated to innovating and improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Under the J.P. Morgan and Chase brands, the Firm serves millions of customers in the U.S., and many of the world's most prominent corporate, institutional and government clients globally. Visit http://www.jpmorganchase.com/techfor more information.

Job Responsibilities

• Work collaboratively across the entire organization to find and solve problems before they grow
• Propose innovative ways to solve challenges and answer queries
• Work on complex problems that require creative solutions
• Manage relationships with clients, regulators and stakeholders to minimize risks and follow laws in various locations

Required qualifications, capabilities and skills

• Enrolled in a Ph.D. or Master's degree program in Engineering, Mathematics, Physics, Computer Science, etc. with an expected graduation date of December 2025 through August 2026
• Demonstrate quantitative and problem solving skills as well as research ability
• Ability to communicate concepts and ideas, both verbally and via documentation, and explain technical material to a non-technical audience
• Knowledge of and proficiency in Python 2, Python 3, C, C++

Preferred qualifications, capabilities and skills

• Understanding of advanced mathematics arising in financial modelling (probability theory, stochastic calculus, partial differential equations, numerical analysis, statistics, econometrics)
• Knowledge of options pricing theory, trading algorithms or financial regulations

What's next?

Help us learn about you by submitting a complete and thoughtful application, which includes your resume and location preference. Your application and resume are a way for us to initially get to know you, so it's important to complete all relevant application questions so we have as much information about you as possible.

After you confirm your application, we will review it to determine whether you meet certain required qualifications.

If you are advanced to the next step of the process, you'll receive an email invitation to complete a coding challenge powered by HackerRank and a recorded video interview powered by HireVue. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.

HackerRank and HireVue are required, and your application will not be considered for further review until you have completed these steps. We strongly encourage that you apply and complete these required elements as soon as possible, since programs will close as positions are filled.

Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

2025 Corporate Analyst Development Program - Summer Analyst (Insights Programs)

TheCorporate Analyst Development Program is designed to attract undergraduates who are interested in early exposure to financial services careers and committed to the advancement of individuals from underrepresented groups in this industry. TheCorporate Analyst Development Program Insights Program, is seeking undergraduate students, including, without limitation, Black, Hispanic & Latino, and/or Female students, who are interested in exploring career opportunities at JPMorgan Chase. We are looking for dynamic individuals from diverse backgrounds and perspectives to help us grow and position our businesses for the future. All undergraduate students who are interested in the CADP Insights Program, regardless of background, are welcome to apply.

Spend your summer by working with our industry experts to identify opportunities and create efficiencies that support our global business. You will make meaningful contributions while developing your professional expertise in a dynamic team environment. You will have the opportunity to develop your foundational skills within one of our lines of business or corporate functions.

As a Summer Analyst in the Corporate Analyst Development Program, you will start a 9-week program which will provide you with the opportunity to work with colleagues across various lines of business to drive growth, innovation and strategy, ensure operational effectiveness, manage risk and maintain our global reputation for excellence. You will gain insight into various phases of key business projects and initiatives across the firm. You will also see how our businesses come together to serve our clients around the world. Please note, this program does not include front office or external-client facing roles.

During the internship, you will have the opportunity to develop your foundational skills within one of our lines of business or corporate functions, in one of three core business disciplines: Analytics, Project Management, and Process Improvement. By working in one of the above disciplines, you will gain a broad view of the firm and insights into your aligned line of business. You will build your knowledge, network, and experience in a fast-paced, collaborative environment. Upon successful completion of the 9- week internship, you may receive an offer of full-time employment for the 2-year program comprised of three 8-month rotations within each of our core business disciplines - Analytics, Project Management, and Process Improvement.

The responsibilities below align to each of our core business disciplines - Analytics, Project Management, and Process Improvement.

Job responsibilities

• Participate in projects or tasks that involve data analysis methods driven by business need. Identify connections between business opportunities, challenges, and underlying data.
• Compile and present analysis back to stakeholders in a concise and effective manner.

• Participate in various phases of a project life cycle.
• Engage with the right resources and build relationships to meet project goals.
• Track, analyze, report, and address project issues while identifying, documenting, and vetting potential solutions.

• Participate in the development of an initiative, which may include improvements in process, organization, people and/or technology.
• Collect, consolidate, and organize data to perform analyses, test hypotheses, and size opportunities.
• Synthesize findings, formulate recommendations, and develop change support materials for improvements.

Required qualifications, capabilities, and skills

• Pursuing a B.A., B.S., or 5th year M.A. or M.S. with an expected graduation date of December 2025 through June 2026
• A well-rounded academic background
• Excellent problem-solving skills and an ability to adapt in ever changing environments
• Exceptional interpersonal and communication skills
• A strong team player who is proactive, responsive, and can thrive in a fast-paced, collaborative environment
• Aptitude to digest large amounts of information while using it to develop innovative solutions with strong attention to detail
• Demonstrated proficiency in Microsoft Office, data analytics, process/flow charting, and other business tools
• Relevant internship experience and demonstrated leadership in a school or community organization

Preferred qualifications, capabilities, and skills

• Minimum preferred cumulative GPA of 3.2 on a 4.0 scale

Locations you may join:

• Chicago, IL
• Columbus, OH
• New York Metro
• Newark/Wilmington, DE
• Plano, TX
• Tampa, FL

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

What's Next?

1. To be considered for the Corporate Analyst Development Program, you mustsubmit a complete and thoughtful application, which includes your resume, location preference, and Insights Program interest.
   • Your application and resume are a way for us to initially get to know you. It's important to complete all relevant application questions, so we have as much information about you as possible. We will review your application to determine whether you meet the required criteria.
2. If you meet the minimum criteria for the application, you will receive an email invitation to complete avideo interview, powered by HireVue.
   • This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
   • HireVue is required, and your application will not be considered for further review until you have completed this step.
   • Applications will be reviewed on a rolling basis; we strongly encourage you to complete your HireVue video(s) within 1 week of receiving.
3. We strongly encourage that you apply and complete these required elements as soon as possible, since programs will close as positions are filled.