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For the last five years Joe has made deposits of $400 at the end of every six months earning interest at 4% compounded semi-annually. If

For the last five years Joe has made deposits of $400 at the end of every six months earning interest at 4% compounded semi-annually. If he leaves the accumulated balance in an account earning 7% compounded quarterly, what will the balance be in Joe's account at the end of another nine years?

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