For the past calendar year, a property insurer reported the following financial information for a specific line of insurance:

Written Premiums	$30,000,000
Expense incurred	$10,000,000
Incurred losses and loss -adjustment expense	$19,000,000
Earned premiums	$25,000,000

1. What was the insurers loss ratio for this line of the coverage? show how you calculated it
2. Calculate the expense ratio for this line of coverage? show how you calculated it
3. What was the combined ratio for this line of coverage? show how you calculated it
4. How is the company doing?