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For the problems in this part, use the following information: You want to buy a car with a five-year loan of $18,000. The loan has

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For the problems in this part, use the following information: You want to buy a car with a five-year loan of $18,000. The loan has an APR of 4.59%. Rounded to the nearest dollar, your monthly payments will be $ Rounded to two decimal places as a percent, the effective rate on the loan is

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