For the purpose of statements of cash flows, cash and cash equivalents comprise the following as at the end of each reporting period: Group Company 2020 2019 RM'000 RM'000 2020 RM'000 2019 RM'000 Cash and bank balances 69,104 78,345 1,004 1,377 Deposits with licensed banks (not more than three (3) months) 8,605 10,824 77,709 89,169 1,004 1,377 Less: Bank overdrafts included in borrowings (Note 21) (1,479) Less: Deposit pledged to a licensed bank (65) (63) Cash and cash equivalents included in the statements of cash flows 77,644 87,627 1,004 1,377