For the three banks that had the biggest increase in the HTM percentage from 2013 to 2018, name these banks and describe how increases or decreases in HTM and AFS investments held contributed to the shift. Which large banks (if any) shifted their investment portfolios away from HTM investments during that time period?
What are the trends in the level of volatility for all banks of the T1R and TCR capital ratios from 2009 to 2018? What are the trends in the level of volatility for large and small banks for the same capital ratios for the same time period?
RSSDID 23-HTM% LINE GRAPH RSSDID / Date 35301 112837 210434 413208 Wells Fa. 476810 480228 541101 817824 852218 1394676 1456501 2182786 50.096 497404 US, Ban, 47.7% 47.296 44.896 45.0% TI 35301 112837 210434 413208 Wells Farg 476810 480228 497404 U.S. Bank A 541101 817824 852218 | 1394676 1456501 2182786 41.096 40.0% 41.2% 36.396 35.0% 32.296 32.4% 30.49 30.0% 28.696 25.6% 25.0% 24.3% average of HTM PERC == 20.0% 16.9% 18.5% 18.2% 15.09 16.69 15.8% 12.99 13.796 13.6% 10.0% 5.0% 4.296 4.496 2.6% 0.096 1.49 2.196 1.1% 0.0%0.0% 0.0% 1 null 201320182013201820132018201320182013201820132018201320182013201820132018201320182013201820132018201320182013201820132018 Q3- HTM% BAR GRAPH RSSDID / Date Wells F.. 35301 14565.. 112837 413208 210434 480228 476810 541101 852218 497404 817824 21827. 13946. U.S. Ba.. 34.9% 35.0% 33.69 32.4% RSSDID Wells Farg. 35301 1456501 112837 413208 210434 480228 476810 541101 852218 497404 817824 2182786 1394676 U.S. Bank A. 31.29% 29.69 30.0% 25.0% 24.2% 22.59 20.0% 15.7% 15.0% Difference in Aveg. HTM PER 13.8% 10.7% 9.8% 10.0% 6.1% 5.0% 4.2% 0.0% 0.0% -5.0% -6.5% -10.0% 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 Quarterly changes in Capital Ratios Date 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 5.00% 0.00% iny -5.00% Difference in Avg. Difference in Avg.. TCR 0.05 0.00 . ny -0.05 > 1 null 1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4.. 1..2..3..4..1..2..3..4.. Bank Type Quarterly changes in Capital Ratios - Large & Small Banks Large bank Small bank Date 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 5.00% 0.0096 A 4 -5.00% Difference in Avg. Difference in Avg. TCR 9 H 0.05 (Alt + A) 0.00 X -0.05 >2 nulls 1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4. RSSDID 23-HTM% LINE GRAPH RSSDID / Date 35301 112837 210434 413208 Wells Fa. 476810 480228 541101 817824 852218 1394676 1456501 2182786 50.096 497404 US, Ban, 47.7% 47.296 44.896 45.0% TI 35301 112837 210434 413208 Wells Farg 476810 480228 497404 U.S. Bank A 541101 817824 852218 | 1394676 1456501 2182786 41.096 40.0% 41.2% 36.396 35.0% 32.296 32.4% 30.49 30.0% 28.696 25.6% 25.0% 24.3% average of HTM PERC == 20.0% 16.9% 18.5% 18.2% 15.09 16.69 15.8% 12.99 13.796 13.6% 10.0% 5.0% 4.296 4.496 2.6% 0.096 1.49 2.196 1.1% 0.0%0.0% 0.0% 1 null 201320182013201820132018201320182013201820132018201320182013201820132018201320182013201820132018201320182013201820132018 Q3- HTM% BAR GRAPH RSSDID / Date Wells F.. 35301 14565.. 112837 413208 210434 480228 476810 541101 852218 497404 817824 21827. 13946. U.S. Ba.. 34.9% 35.0% 33.69 32.4% RSSDID Wells Farg. 35301 1456501 112837 413208 210434 480228 476810 541101 852218 497404 817824 2182786 1394676 U.S. Bank A. 31.29% 29.69 30.0% 25.0% 24.2% 22.59 20.0% 15.7% 15.0% Difference in Aveg. HTM PER 13.8% 10.7% 9.8% 10.0% 6.1% 5.0% 4.2% 0.0% 0.0% -5.0% -6.5% -10.0% 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 2018 Quarterly changes in Capital Ratios Date 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 5.00% 0.00% iny -5.00% Difference in Avg. Difference in Avg.. TCR 0.05 0.00 . ny -0.05 > 1 null 1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4.. 1..2..3..4..1..2..3..4.. Bank Type Quarterly changes in Capital Ratios - Large & Small Banks Large bank Small bank Date 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 5.00% 0.0096 A 4 -5.00% Difference in Avg. Difference in Avg. TCR 9 H 0.05 (Alt + A) 0.00 X -0.05 >2 nulls 1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4..1..2..3..4
