For this journal, assume you are the CFP professional in the following scenario:

Your clients, Nadine and Rohan, are a married couple who have been working with you as their financial planner for five years. You have prepared and presented the couple with financial plan recommendations. The financial plan was put into action, and you meet with them yearly to review progress and modify their plan as necessary. Between yearly meetings, you enjoy phone conversations regarding family and career accomplishments. Recently, you received an urgent call from Rohan requesting a meeting the following day. He wouldn't say specifically what the meeting was to be about, but he alluded to the fact that they were in desperate trouble financially. During the meeting, the couple share that Nadine has developed a gambling addiction during Rohan's long hours as an emergency room surgeon. She has taken out over $150,000 in loans at 20% interest to fund her addiction. Address the following rubric criteria:

Describe how you would prepare for this meeting. Describe the behavioral approach(es) you would use upon hearing about your clients' crisis. Describe the potential psychological impact your recommendations could have on your clients. Identify the next steps involved in addressing