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For which of the following events is the consumption-smoothing benefit from first-dollar coverage small? Group of answer choices A. injuries that are caused by the

For which of the following events is the consumption-smoothing benefit from first-dollar coverage small?

Group of answer choices

A. injuries that are caused by the negligence of other people

B. costly events that occur only very infrequently

C. predictable events

D. events such as serious injuries from car accidents

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