For which of the following situations would you NOT be able to use the one$-$step shortcut provided by an annuity calculation?

Group of answer choices

Investing $$2,000$ per year for $10$ years at $5\%$

Finding the present value of a fund that will pay $$1,000$ the first year, $$2,000$ in the second year, and $$3,500$ in the third year

Calculating the monthly payment on a $20-$year home mortgage of $$150,000$ at $3\%$

Planning an amortization table for a three$-$year car loan at $2\%$