Four Seasons Hotels Limited, trading asFour Seasons Hotels and Resorts, is an internationalluxury hotelandresortcompany headquartered inToronto, Ontario, Canada.Four Seasons operates more than 100 hotels and resorts worldwide including in Malaysia.

Like other hotels in the world, Four Seasons Hotel has to manage and control its risks exposure and possible losses efficiently. Hence, it is essential for the company to adopt the best risk management technique through risk control and risk financing. Elaborate FOUR (4) risk management techniquesthat he hotel and its industry could adopt to mitigate their losses. 10 m