(FRA) A bank is considering using a three against nine $2,000,000 FRA to cover its potential loss. The purpose of the FRA is to cover the interest rate risk caused by the maturity mismatch from having made a nine-month Eurodollar loan and having accepted a three-month Eurodollar deposit. The agreement rate with the counterparty is 4.2%. There are actually 181 days in the six-month FRA period. Then the bank should be a ___buyer_ (buyer/seller) of the FRR. Assume that three months from today the settlement rate is 4.0% percent, then the bank __pays__ (pays/receives) __1971__$.