Fred owns a variable life insurance policy. He has allocated the policy's values to two subaccounts: 60 percent to a stock account and 40 percent to a bond account. Under the provisions of his policy, Fred is allowed to make partial withdrawals; he requests payment of $10,000. With no further instructions, how will the insurer make this withdrawal?

a. $6,000 will be taken from the stock account and $4,000 will be taken from the bond account. b. $4,000 will be taken from the stock account and $6,000 will be taken from the bond account. c. The full $10,000 will be taken from the stock account. d. The full $10,000 will be taken from the bond account.