Fred, the owner of Fred's Bicycle Store, sells a preowned motorcycle to Gail. Fred is a merchant for purposes of the UCC if he enjoys riding motorcycles on weekends. has sold bicycles for at least one year. holds himself out by occupation as having knowledge and skill unique to motorcycles subscribes to Motorcycle Monthly magazine, In April, Phil buys from Henry a corn crop that Henry has not planted but hopes to harvest in the fall. After the corn is planted, Phil obtains insurance coverage on the crop. The corn is destroyed in a storm before it is harvested. Phil can not collect on the insurance, because he did not have an insurable interest in the corn. not collect on the insurance, because Henry was not a co-beneficiary under the insurance policy. collect on the insurance, because he had an insurable interest in the corn. collect on the insurance, because Henry did not have an insurable interest in the corn