Fresh out of college, you are negotiating with your prospective new employer. They offer you a signing bonus of OMR1,000,000 today or a lump sum payment of OMR1,250,000 three years from now. If you can earn 7% on your invested funds, which of the following is true? Select one: O a. Take the lump sum because it has the lower future value. O b. Take the signing bonus because it has the lower present value O c. Based on these numbers, you are indifferent between the two. O d. Take the lump sum because it has the higher present value O e. Take the signing bonus because it has the higher future value