Fritz gives Tom a negotiable bearer instrument, in good faith and for value. Tom is not aware that Fritz stole the instrument. Tom is

Group of answer choices

an HDC, because the good faith requirement applies only to the holder, not the transferor.

not an HDC, because Fritz did not acquire the instrument for value.

not an HDC, because Fritz did not acquire the instrument in good faith.

not an HDC, because the instrument is a bearer instrument.