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From the articles What insurance will look like in 2030 by Jared Shelly in February 2019 and Insurance 2030 - The impact of Artificial technology

From the articles "What insurance will look like in 2030" by Jared Shelly in February 2019 and "Insurance 2030 - The impact of Artificial technology on the future of insurance by Ramnath Balasubramanian, Ari Libarikian and Doug McElhaney in Macg 2021.

I need help with an expanded explanation on the predictions for the future of insurance with justifications to the answers.

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