From the point of view of a possible investor or creditor for Apple,

1. What specific items from the financial statements at least two (2) would be important for your decision to invest?

2. What specific items from the financial statements again, at least two (2) would be important for your decision to lend? Explain why these items matter; specifically, how do they support your decisions?

3. Choose another company to consider for investment and lending purposes and retrieve their most recent Annual Report / financial statements. Using the same specific evaluation items as you did for Apple, would you invest in this company (be specific as to why)? Would you lend to this company (be specific as to why)?