From the standpoint of the lender, mortgages involve investing dollars today and receiving dollars back in the future. Due to the effects of inflation over time, the lender will be paid back in "cheaper" dollars in the future. Consider a $15-$year $7\%$ mortgage that can be repaid with $15$ annual payments of $$18,000.$ Find the adjusted total amount paid by the borrower over this $15-$year period in "real" dollars, if the annual rate of inflation over this $15-$year period is $3\mathrm{.}2\%.$ Answer to the nearest dollar.