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Fund A: Mutual Fund with a stated front end load of 4%, and .5% 12b-1 fees Fund B: An ETF with no fees Both funds

Fund A: Mutual Fund with a stated front end load of 4%, and .5% 12b-1 fees

Fund B: An ETF with no fees

Both funds charge the same management charges (expense ratio), what would be the difference in returns offered by these options if you invested $30,000 in each and left it to grow for 15 years at 8%?

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