Future value of a portfolio.Rachel and Richard want to know when their current portfolio will be sufficient for them to retire. They have the following balances in their portfolio:

Money market account (MM): $38,000

Government bond mutual fund (GB): $135,000

Large capital mutual fund (LC): $104,000

Small capital mutual fund (SC): $72,000

Real estate trust fund (RE) : $89,000 Rachel and Richard believe they need at least $2,200,000 to retire. The money market account grows at 3.0% annually, the government bond mutual fund grows at 5.5% annually, the large capital mutual fund grows at 10.5% annually, the small capital mutual fund grows at 13.5% annually, and the real estate trust fund grows at 3.0% annually. With the assumption that no more funds will be deposited into any of these accounts, how long will it be until they reach the $2,200,000 goal?

Rachel and Richard will need to invest their accounts for ______ or more years to reach $2,200,000. (Round to the nearest whole number.)