future value of annuity

51. Retirement Planning At the end of each quarter, a 50-year- old woman puts $3000 in a retirement account that pays 5% interest compounded quarterly. When she reaches 60, she withdraws the entire amount and places it in a mutual fund that pays 6.9% interest compounded monthly. From then on she deposits $300 in the mutual fund at the end of each month. How much is in the account when she reaches age 65? $239,315.17