Future Value of Annuity. Lena has just become eligible to participate in her company's retirement plan. Her company does not match contributions, but the plan does average an annual return of 14%. Lena is 40 and plans to work to age 65. If she contributes $230 per month, how much will she have in her plan at retirement? When Lena retires, the amount she will have in her retirement plan is $. (Use your financial calculator and round to the nearest cent.)