Future value with periodic rates. Matt Johnson delivers newspapers and is putting away $15 at the end of each month from his paper route collections. Matt is 13 years old and will use the money when he goes to college in 5 years. What will be the value of Matt's account in 5 years with his monthly payments if he is earning 4% (APR), 8.5% (APR), or 14% (APR)? What will be the value of Matt's account in 5 years with his monthly payments if he is earning 4% (APR)? $ (Round to the nearest cent.)