Future value with periodic rates. Matt Johnson delivers newspapers and is putting away $15 at the end of each month from his paper route collections. Matt is 12 years old and will use the money when he goes to college in 6 years. What will be the value of Matt's account in 6 years with his monthly payments if he is earning 5% (APR), 8.5% (APR), or 15% (APR)? What will be the value of Matt's account in 6 years with his monthly payments if he is earning 5% (APR)? (Round to the nearest cent)