Gabrielle just won $$3\mathrm{.}6$ million in the state lottery. She is given the option of receiving a of $$1,300,000$ now, or she can elect to receive $$120,000$ at the end of each of the next $30$ years. If Gabrielle can earn $7\%$ annually on her investments, which option should she take?

If Gabrielle takes the prize as an annuity, the present value of the $30-$year ordinary annuity is $$.($Round to the nearest dollar.$)$