Gabrielle just won $3 million in the state lottery. She is given the option of receiving a total of $1,300,000 now, or she can elect to be paid $100,000 at the end of each of the next 30 years. If Gabrielle can earn 7% annually on her investments, from a strict economic point of view which option should she take? If Gabrielle takes the prize as an annuity, the present value of the 30-year ordinary annuity is $. (Round to the nearest dollar.) If Gabrielle takes the prize as a single amount, the present value of the lump sum is $ (Round to the nearest dollar.) Which alternative should be chosen? (Select the best answer below.) O A. Annuity payments B. Lump sum payment