Gabrielle just won $3 million in the state lottery. She is given the option of receiving a of $1,200,000 now, or she can elect to receive $100,000 at the end of each of the next 30 years. If Gabrielle can earn 6% annually on her investments, which option should she take? If Gabrielle takes the prize as an annuity, the present value of the 30-year ordinary annuity is \$ (Round to the nearest dollar.) If Gabrielle takes the prize as a single amount, the present value of the lump sum is $ (Round to the nearest dolar.)