Gail Trevino expects to receive a $630,000 cash benefit when she retires four years from today. Ms. Trevino's employer has offered an early retirement incentive by agreeing to pay her $472,500 today if she agrees to retire immediately. Ms. Trevino desires to earn a rate of return of 10 percent. (PV of $1 and PVA of $1) Note: Use appropriate factor(s) from the tables provided. Required a. Calculate the present value of the $630,000 future cash benefit. Assuming that the retirement benefit is the only consideration in making the retirement decision, should Ms. Trevino accept her employer's offer? Note: Round your final answer to the nearest whole dollar value. Answer is complete but not entirely correct. Present value Should Ms. Trevino accept the offer? $ 472.498 O Yes