Garner Insurance Company has been writing property insurance for suburban strip malls for a few years. Garner has recently become concerned that it has a significant exposure in the local area in case of a hurricane. Which one of the following could Garner use to appropriately protect against this exposure? A. Garner could purchase an occurrence excess of loss reinsurance policy. B. Garner could add surplus share reinsurance policies to share in the exposure. C. Garner could purchase facultative reinsurance on the larger exposures. D. Garner could add a catastrophe excess of loss reinsurance agreement.