Garret owns an older car worth about $5,000. He thinks he is paying too much for auto insurance and wants to find out how he can save money. He decides to look into raising his deductible from $250 to $1,000. By doing this, he can save $200 per year. Use the break-even analysis (found inLesson09.03, page 2). If Garret raises the deductible, will it be worth the risk? Defend your answer.