Gary goes grocery shopping and carelessly leaves his checkbook in his shopping cart. His checkbook, with two blank checks remaining, is stolen by Dolores. On May 5, Dolores forges Gary's name on a check for $100 and cashes the check at Gary's bank, Citizens Bank of Middletown. Gary has not reported the loss of his blank checks to his bank. On June 1, Gary receives his monthly bank statement from Citizens Bank. The statement shows the forged check, but Gary does not examine it. On June 20, Dolores forges Gary's last check for $1,000 and cashes it at Eastern City Bank, a bank with which she has previously done business. Citizens Bank honors the check. On July 1, Gary receives another bank statement, discovers both forgeries, and immediately notifies Citizens Bank. Dolores cannot be found. Gary claims that Citizens Bank must recredit his account for both checks, as his signature was forged. Discuss fully Gary's claim.