Gayle has a HELOC with MCAP Financial Corporation at an interest rate of prime +2%. Her current balance owing on November 1 is $14,250.00 and she is required to make interest-only payments on the first of every month. The prime rate is set at 3.5%. She makes one payment of $2,750.00 on January 19. Create three months of her repayment schedule. (Round all monetary values to the nearest penny.) (Use a minus sign before the dollar sign to denote a negative monetary value. For example, "-$149.63".) (Give all "Number of Days" quantities as fractions with denominator 365.) Date Balance Annual before Interest Transaction Rate Number Interest Accrued of Days Charged Interest Payment (+) or Advance Principal Amount Balance after Transaction (-) Nov 1 $14,250.00 30 Dec 1 $14,250.00 5.5% $64.42 $64.42 $64.42 $0 $14,250.00 365 31 Jan 1 $14,250.00 5.5% $66.57 $66.57 $66.57 $0 $14,250.00 365 18 Jan 19 $14,250.00 5.5% $38.65 $38.65 $2,750.00 $2750 $11500 365 12 Feb 1 $11500 5.5% 365 $20.79