George and Patty need a mortgage for

$

$375$

$,$

$000$

and they'd like the term length to be

$30$

years. They are debating between two loan options which at the surface, look very similar.

Loan A:

$4\mathrm{.}5$

$\%$

with monthly payments of

$

$1900\mathrm{.}07$

Loan B:

$4\mathrm{.}75$

$\%$

with monthly payments of

$

$1956\mathrm{.}18$

How much is the total payback for each mortgage option?