Gertrude is injured at her friend Laura$$s house when she slips on the wet bathroom floor. Laura is insured with a renters policy. Subject to the applicable policy limit$,$ all the following would be covered under the policy$$s $$medical payments to others$$ coverage, EXCEPT

a$.$ hospital expenses Gertrude incurs as she is recovering.

b$.$ death benefits for Gertrude$$s husband, if Gertrude dies as a result of her fall.

c$.$ funeral expenses for Gertrude if she dies as a result of her fall.

d$.$ surgery expenses for Gertrude if she needs surgery after the fall.