Ginny has already accumulated $15,000 in her RRSP. If she contributes $1,200 at the end of every six months for the next 5 years, and $250 at the end of each month for the subsequent five years, what amount will she have in her RRSP at the end of the 10 years? Assume that her investment will earn 3% compounded semiannually for the first 5 years, and 3.5% compounded monthly for the subsequent 5 years. Round to two places after the decimal